Asset Liability Management

See for yourself with a FREE, no-obligation Deposit Rate Sensitivity Analysis on YOUR bank.

AMG can give you the critical information you need, to stay profitable and in compliance. Our Asset Liability Management Service keeps you better informed to manage the future impact of changing interest rates.
It's an easy-to-use turn-key solution for your
bank.

With AMG's ALMService you can: Manage what you can control — pricing Stay better informed Uncover a clearer aggregate rate to drive greater profitability Gain specific strategies and projections Stay current to comply with regulations and accounting Helps you prepare for ALCO team meetings With just one basis point increase in margin, AMG easily pays for itself!
Because better information and analysis means better decisions.
Check out our new blog at http://assetmanagementgroup.blogspot.com.

Bank Performance
Compares FDIC banks to those with AMG's ALMService

Return on Equity

Earnings pressures have been persistent for banks the past few years, however banks using AMG's Asset Liability Management Service have consistently outperformed their peers.

Net Interest Margin

Interest Margin is a key measurement in evaluating the success of the ALCO function within banks. Those using AMG's Asset Liability Management Service have significantly outperformed their peers — it takes only a slight increase in Net Interest Margin to recoup the investment made in the service.

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to a free Deposit Rate Sensitivity Analysis for your bank.

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	What other banks are saying about AMG...
	After over two years working with AMG, there is no doubt they have helped us become more profitable. Far beyond the convenience and regulatory comfort provided by AMG's reports, their active participation in our ALCO meetings have focused us on our spread and margin. The reports clearly illustrate where our earnings will be down the road if we continued our previous pricing strategy, in the face of weak loan demand and sagging security yields. Richard Campbell, Chairman Astra Banks Four bank locations in Kansas with total assets of approximately $180M
	We have been working with AMG for over five years and they have greatly enhanced our ALCO process. It is one less thing to worry about as we face an increasingly hostile bank environment. They have also been an independent source for balance sheet strategies, and a sounding board for our internal debates related to funding and pricing. Out-sourcing the report function has worked very well for us — it allows us to be more efficient with our other duties. Mike Dugle, CFO Commonwealth Bank and Trust Louisville, Kentucky Bank with total assets of approximately $600M
	The folks at Country Club Bank are bankers, just like us. Asset Management Group helps us be more profitable by focusing on those margin issues that contribute to our bottom line. Getting our management team to understand the implications of their pricing decisions on the overall profitability of the organization has been priceless. AMG has become an integral part of our team. John Massey, Chairman First United Bank and Trust Durant, Oklahoma Bank with total assets of approximately $3B
	I'm probably not alone in saying that these have been challenging times for banks like ours. But we have emerged stronger and more ready to move forward with the reports and services from AMG's Asset Liability Management Service. Our staff gets the insights and support needed to make more enlightened decisions and keep us in compliance. We are well positioned for the future. Kevin G. Whitelock President & CEO Pioneer Bank & Trust Spearfish, South Dakota Bank with total assets of approximately $415M
	We have received excellent marks from examiners since we began using AMG. The reports are second to none, but even more valuable is the insight they provide helping our bank to focus on the strategies that have the greatest impact on our earnings. As a smaller bank with limited resources, AMG has become a valuable sounding board for evaluating our various strategies related to all areas of our balance sheet: loans, investments, borrowing and deposit strategies. They took the time to help us develop strategies and worked with us to stay the course. Mike Ewy, President Community State Bank Coffeyville, Kansas Bank with assets of approximately $59M